GSE Archives

Though promising, rent-to-own programs have failed to take hold in America. Simple solutions could help.

Guru David Smith joins two colleagues to present a joint concept note for a structural approach to reforming federal rental assistance in ways that can steer the discussion of HUD reform in a more productive direction.

Housing guru David A. Smith gives historic context for the current shutdown, and provides guideposts for what housers should expect in the coming weeks.

Housing supply and affordability have now been recognized as significant problems throughout the nation. The issues are vast and complex, and the solutions are expensive and controversial. The financial and political implications are widely recognized by both parties in urban, suburban, and rural communities to an extent not seen in decades.

On May 21, with his flair for the bombshell, President Trump, in a post on Truth Social, stated his strong interest in privatizing Fannie Mae and Freddie Mac – and I flashed back to October 2008.

Over the past decade, few segments of the population have felt the squeeze of the country’s affordable housing crisis as acutely as middle-income households earning between 60 and 120 percent of the area median income. Earning too much to qualify for most government-subsidized housing programs but too little to afford the majority of new housing stock entering the market, these renters are finding themselves less and less able to secure high-quality housing within their means.

DC Bond Deal Takes Advantage of Inverted Yield Curve

The “Alta” in the Alta Verde Workforce development in Breckenridge, CO, means “high.”